I was hungry and cold a lot. I sure was glad when the humans brought me to the ranch in Chadron. It was a scary journey because I didn’t know what was going on but when I ended up on a ranch, I was pretty happy. I mean who wouldn’t like running free and eating regularly and getting to play with other dogs? I didn’t have to scrounge for every meal. It was so nice!
Debt is like the heavy weight being carried around with us everywhere we go. Every purchase, activity, vacation, or meal, thinking in the back of our minds: “Can we afford this? Should we really be spending our money on this?” It sucks and after 24 months of diligently working on paying off our debt, using the Dave Ramsey Baby Steps, we are DEBT FREE (excluding our home)! We didn’t want to be like the average American who has about $67k worth of debt, even into their 70’s. So we worked hard to pay off $132,408.98 of school loans, car loans, and credit card debt! In that time period we sold a condo and a vehicle. The proceeds of about $38k from these sales helped to pay down our debt. Besides that we have worked 2-3 jobs each and put that extra income towards our debt as well.
For the love of travel and new adventures, we live our lives for the next dream fulfilled!